If you have your nest egg sitting in a traditional IRA or 401(k), turning 73 may come with a financial milestone many retirees would rather avoid — your first required minimum distribution (RMD). Not ...

If you like the stocks, bonds, and/or ETFs your money is invested in, you don't have to sell them. An in-kind distribution allows you to move the shares from your tax-advantaged IRA or 401(k) plan to ...

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If you have your retirement savings in a traditional IRA or 401(k), you won't always have complete control over how you withdraw that money. Once you turn 73 or 75, depending on your year of birth, ...

If you have reached age 73, or will in the near-future, it is important to understand the regulations associated with required minimum distributions, or RMDs. If you have invested in traditional IRAs ...

You were supposed to take a required minimum distribution (RMD) from your retirement account by Dec. 31, 2025. You planned to do it, but you lost track of it in the busyness of the holidays, and now ...

RMDs increase taxable income and can trigger taxes on Social Security benefits and higher Medicare premiums. QCDs transfer RMD funds directly from IRAs to charities without triggering taxes. The 2026 ...

Failing to take an RMD could trigger a 25% penalty. If you correct the mistake quickly, you can whittle that penalty down. In some cases, the IRS might agree to waive an RMD penalty altogether. The ...

For many financial advisors, the required minimum distribution (RMD) is often treated as a minor, once-a-year administrative task. But for roughly 1 in 3 RMD-age clients who either missed a ...

If you have your nest egg in a traditional retirement account, once you turn 73, you'll have to start taking required minimum distributions (RMDs). Your first RMD can be delayed to April 1 of the year ...

Most retirees must start required minimum distributions from pretax accounts at age 73. Certain heirs with an inherited individual retirement account also must take RMDs. In 2024, some 6.7% of ...

Forbes contributors publish independent expert analyses and insights. Empowering smarter money moves. Have you considered using a QCD vs RMD for charitable giving, reducing your tax burden and ...