With a Roth conversion, you're paying your current tax rate on the money you move over. If that current rate is lower than ...

Non-spousal recipients of an inherited Roth IRA don't enjoy the same flexibility. Although distributions from them are still tax-free, they still typically have to follow the 10-year rule, unless the ...

One move that many retirement savers might want to consider is transferring funds from a pre-tax retirement account such as an IRA to an after-tax Roth IRA. A Roth conversion, as the move is called, ...

Part of a series of articles to help you open a Roth IRA and invest for retirement Troy Segal is an editor and writer. She has 20+ years of experience covering personal finance, wealth management, and ...

In a previous article about Roth conversions, an advisor wrote: “For many folks, a prime time for Roth conversions takes place during the years after retirement but before Social Security and RMDs ...