These additional benefits are usually referred to as riders or add-ons. Although they seem similar, they are not the same ...

You'll need to add to your car insurance policy anyone who lives with you and has regular access to your car. Otherwise, you risk being denied coverage if they get in a crash. Adding someone to your ...

Toggle, a part of Farmers, offers auto insurance in 14 states. You can customize your policy with several car insurance add-ons, including new car replacement, but the company receives far more ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...