Home insurance is an ongoing cost tied to homeownership. Most Americans can't avoid it — mortgage lenders require coverage before closing a loan — and this type of coverage is typically imperative ...

Insurance.com reports that home insurance rates are rising due to climate change, inflation, and legal challenges, causing ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Home insurance premiums are rising sharply, mainly due to increased climate-related disasters and location risk. Experts advise proactive management: insure replacement cost, avoid small claims, and ...

Home warranties cover repair and replacement of appliances and household systems due to wear and tear. Home insurance protects against major perils like fires, theft, and provides liability coverage.

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