I haven't had a mortgage on my house in years. When I did, I had two strategies to cut my costs. First, when my rate was over 8%, I made extra payments. Compared to the mutual fund's return I used to ...

A significant amount of the Fixed-To-Floating Rate Preferred and Baby Bond securities tied to 3-Month Libor are above initial coupon rate when they float. Recent legislation removes risk associated ...

Buying a home is one of life’s biggest milestones, but choosing the right home loan interest rate can significantly shape your financial journey. Between fixed and floating rate loans, the decision ...

Floating-rate debt outperforms fixed-rate holdings when interest rates are rising, research finds, but be prepared to pivot when they start falling.

Floating rates work well for borrowers who expect income growth or plan to prepay, since lower starting rates magnify long-term savings ...

Cheaper interest rate: Interest rate of floating loans is usually lower by 75-250 basis points (bps). Even if the floating rate ticks up because of the market conditions, it would be for some part of ...