Term life insurance is generally the most cost-effective option for covering temporary financial obligations with life insurance, like a mortgage or your child’s college education. The average monthly ...

When choosing life insurance, you'll often choose between the most common and temporary option, known as term, or the permanent ones, such as whole and universal. However, you can have the best of ...

Best for health conditions: Guardian Life. Best for term length options: MassMutual. Best for customer experience: Northwestern Mutual. Best for social responsibility: Thrivent. Best for high coverage ...

Term life insurance is frequently recommended as an affordable way to provide financial security, but many people question whether it’s truly worth their money.

Guardian is a good option if you’re looking at universal life insurance. It sells term, whole and universal policies, and its cash value plans (especially universal life) are often competitively ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J Catalano is a CFP and Registered Investment Adviser with the state of South ...

Protective has some of the lowest average term life insurance rates among the insurers we analyzed. Its permanent life insurance policies are also cost-competitive and the insurer receives strong ...

Term life insurance is one of the most affordable and straightforward types of coverage. When you purchase a term life insurance policy, you lock in rates and coverage for a specific period. Most term ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Guardian and MassMutual top our list of the best term life insurance companies in 2025 — see how companies compare. Many, or all, of the products featured on this page are from our advertising ...