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We may receive a commission on purchases made from links. Noise-cancelling headphones are a must-have for anyone who travels often and wants to drown out airplane noise, commuters who want some peace ...

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Know the rules, then use them fast: Balances last 5 years; inactivity fees after 12 months; some states cash out small leftovers (e.g., CA $10) Buy low, sell smart: Warehouse clubs = easy 20% off; ...